|Monday, 04 October 2010 10:10|
The following resources are are intended as a guide to help you to get started tackling any debt and money management problems:
1. First Seven Steps - This is a brief guide covering the first seven steps to tackling your debts. You can use this to create a rough plan of action.
2. Employee toolkit - This guide can be downloaded and read as a whole by clicking on the link to the left, or you can click on the links below to read it section by section. This practical self help guide offers a step-by step approach to managing your money and dealing with your debts. It will walk you through creating your own personal budget, then help you use this to work out what your possible options are and how they could affect you. There is also a section on where to find free, independent and impartial debt advice in Sheffield.
Introduction - How to use the guide and what we are about
Working out a personal budget - How to create a personal budget to help you build up an accurate picture of your finances
Options Available - The main options avilable to help you tackle debt and money problems
Money Management - How to make the most of the money you do have through maximizing your income, sensible saving, banking and borrowing.
Where to get advice and other useful links - Featuring websites and phone numbers to enable you to get the support you need should you need it
Budget sheet - A budget sheet for you to print off and complete